Personal Injury FAQ




Will I be required to go to court for my personal injury claim?


With attorney representation, settlement can often be reached long before a court date is set or even needed. However, each claim is unique and can hold different complications. Its wise to obtain an experienced personal injury lawyer to work with the defendants towards an appropriate settlement.



How soon after my personal injury accident should I file a claim?


In North Carolina you have three years to file your personal injury claim but it is highly recommended that you file immediately after an accident. Delays in filing increases the chances that evidence could be lost, witnesses could become unreachable and influences other factors that can seriously effect your claim's value.



Why do I need a personal injury lawyer?


By hiring an experienced personal injury attorney to represent your claim, you are insuring that a legal professional who understands North Carolina personal injury litigation is dedicated to protecting your legal rights and receiving the highest possible compensation for you and your personal injury claim.

Also, by having Brumbaugh, Mu & King, P.A. handle your claim, you'll remove the hassle of having to deal with insurance companies and the gathering of evidence from your schedule. Freeing up time for recovery from your injuries or allowing you to return to your everyday life, all while knowing that your claim is being skillfully handled down to every detail.



What if the other driver involved in the accident is uninsured?


If the other driver involved in the accident is an "uninsured motorist", we will calculate the amount of uninsured motorist coverage applicable under any other automobile policies, so that you may seek compensation from those insurance companies.





Can I handle the claim for property damage on my car on my own?

In most cases, you can settle your property damage claim on your own. You may decide to deal directly with the responsible person's insurance company or you may wish to settle under the collision portion of your own policy.

If you settle with your company, your company should make a claim against the responsible person's insurance company and reimburse you for the deductible. This is part of the service you pay for you when you buy collision coverage.

If your car was a total loss in the accident, there are several methods to help you figure out the fair market value of your car:

1) Classified ads in the newspaper;
2) NADA Book - call your bank or credit union;
3) Auto Trader Magazine - can be purchased at many convenience stores;
4) Car Dealers

Once you've checked these sources, you should have a pretty good idea about the range of value for your car.

When you settle your Property Damage Claim, be sure to let us review any documents before you sign them.


If you, a friend, or family member have been injured and have a personal injury claim, contact the knowledgeable personal injury attorneys at Brumbaugh, Mu & King, P.A. today for a free consultation!

We're available 24 hours a day, 7 days a week at our Toll-Free # (800) 635-1683!


Visit our North Carolina Personal Injury page for more information!